CLICK HERE FOR NEXT QUESTIONS SET(Questions 16-24)

Q.1) Who among the folfowing Ministers will hold telecom portfolio in addition to his own portfolio till next reallotment?
(1) Kamal Nath (2) Kapil Sibal
(4) Mamta Banerjee (5) None of these

Q.2) Which of the following carries out 'Open Market Operations?
(1) Finance Ministry (2) External Affairs Ministry
(4) Planning Commission (5) Ministry of Commerce

Q.3) Under provisions of which one of the following Acts, the RBI issues directives to the Banks in India?
(1) RBI Act (2) Banking Regulation Act (3) Essential Commodities Act
(4) RBI and Banking Regulation Act (5) None of these

Q.4) On which one of the following 'Head of Expenses', the expenses of the Government of India are highest?
(1) Food subsidy (2) Fertilizer subsidy (3) Pradhan Mantri Gram SadakYojana
(4) Maintenance of national highways (5) Oil subsidy

Q.5) Which one of the following foreign agencies will assist the municipal agencies to improve quality of municipal schools through its School Excellence Programmes (SEP) ?
(1) IMF (2) UNDP (3) UNICEF (4) ADB (5) None of these

Q.6) Which one of the following tools is used by RBI for selective credit control?
(1) It advises banks to lend against certain commodities
(2) It advises banks to recall the loans for advances against certain commodities
(3) It advises banks to charge higher rate of interest for advance against certain commodities
(4) It discourages certain kinds of lending by assigning higher risk weights to loans it deems undesirable
(5) None of these

Q.7) For which one of the following Loan Products 'teaser loans' are offered by Banks?
(1) Education Loans (2) Commercial Loans (3) Loans against security of gold
(4) Retail Trade Loans (5) Home Loans

Q.8) The Commonwealth Games 2010 were held in Delhi from October 3 to 14, 2010. Who amongst the following picked up the Game's first gold medal?
(1) Augustina Nwaokolo (2) Ravinder Singh (3) Azhar Hussain (4) Carol Huynh (5) None of these

Q.9) In which one of ihe following cities was the recent meet of G-20 Countries organised ?
(1) Tokyo (2) Seoul (3) London (4) Beijing (5) Singapore

Q.10) As per recent newspaper reports, which one of the following countries (among the given) has highest literacy rate?
(1) India (2) Sri Lanka (3) China (4) Vietnam (5) Bangladesh

Q.11) Which one of the following has decided to give guarantee for infra loans?
(1) IDBI (2) SBI (3) IIFCL (4) SIDBI (5) None of these

Q.12) In which one of the following States is the uranium project proposed to be set up ?
(1) Manipur (2) Meghalaya (3) Orissa (4) Assam (5) Nagaland

Q.13) Amongst 169 countries on Human Development Index, which one of the following is India's rank?
(1) 89 (2) 91 (3) 119 (4) 129 (5) 138

Q.14) What is 'Kaveri' ?
(1) India's indigeneous aircraft engine

(2) India's Low Cost laptop

(3) India's Air to Air Missile

(5) Unmanned Aircraft acquired from Israel

Q.15) An increasing finished good stock as % to sales of a manufacturing Company indicates that-

(A) the market is getting competitive.

(B) the quality of the goods is not upto the mark.

(C) the production cost has increased.

(D) the production has decreased.
(1) Only (A) and (B) (2) Only (B) and (C) (3) Only (C) and (D)
(4) Only (C) (5) Only (D) and (A)

Q.16) Which one of the following has got RBI nod to issue pre-paid cards to its clients?
(1) LIC (2) GIC (3) SIDBI (4) NABARD (5) None of these

Q.17) For which one of the following reasons is an amendment in Companies Bill 2009 proposed?
(1) To provide more powers to Department of Company Affairs
(2) To provide regulatory powers to Department of Company Affairs
(3) To make Indian Accounting Standards applicable with effect from 1.4.2011
(4) To ensure smooth convergence of the Indian Accounting Standards with IFRS
(5) None of these

Q.18) As per recent newspaper reports, India's public debt rises 2.8 percent to Rs. 28 lakh crores. Which one of the following is the reason that has forced commercial banks 10 buy Government securities?
(1) Lack of credit growth (2) Increase in credit growth (3) Raising of repo rate
(4) Raising of reverse repo rate (5) None of these

Q.19) In which one of the following States Sariska Tiger Reserve is located?
(1) M. P. (2) U. P. (3) Orissa (4) Gujarat (5) Rajasthan

Q.20) On which one of the following characters, Biometric security is based?
(1) Finger prints and palm recognition only
(2) Face recognition and voice recognition only
(3) Hand writing and manual recognition only
(4) Only(l) and (2) (5) All (1),(2) &(3)

Q.21) Which one of the following may be the consequence of buying forex in the market by the RBI ?
(1) It leads to inflation (2) It leads to control over inflation
(3) It does not affect inflation (4) It results into deflation (5) None of these

Q.22) Under provisions of which one of the following Acts, the Reserve Bank of india has the power to regulate, supervise and control the banking sector?
(1) RBI Act (2) Banking Regulation Act (3) Negotiable Instrument Act
(4) RBI and Banking Regulation Act (5) None of these

Q.23) Who amongst the following is the author of the book "The God of Small Things" ?
(1) Chetan Bhagat (2) V.S. Naipul (3) Namita Gokhale
(4) Kiran Desai (5) Arundhati Roy

Q.24) Which one of the following has proposed $ 11 billion infrastructure debt fund ?
(1) NABARD (2) SBI (3) RBI
(4) Ministry of Finance, Govt. of India (5) Planning Commission

Q.25) Myanmar's pro-democracy leader Suu Kyi is a ----------
(1) 42 years old politician (2) Bharat Ratna (3) Military General
(4) Nobel Prize winner (5) None of these

Q.26) Which one of the following factors influence working capital of a unit?
(1) Seasonally of operations only (2) Production Policy only
(3) Suppliers Term only (4) Only (1) and (2) (5) All (1), (2) & (3)

Q.27) The G-20 Summit was held in which of the following places in October 2009 ?
(1) Paris (2) Vienna (3) Tokyo (4) Pittsburgh (5) London

Q.28) As per a newspaper report, only few countries are left to make Non-Proliferation Treaty (NPT), a universal treaty. Which of the following is one of them?
(1) Japan (2) Indian (3) Italy (4) France (5) Russia

Q.29) Which TV channel has been in the news for its coverage of the Bin Laden crisis, especially for having carried all broadcasts of Osama Bin Laden to. audiences in West Asia?
(1) Star Asia (2) BBC Asia (3) Al Jazeera (4) Khaleed Times (5) None of these

Q.30) India will host the world Tiger Summit for the first time in 2010. The Summit will be organized in -------------
(1) Kolkata (2) Bharatpur (3) .Junagarh (4) Ranthambore (5) None of these

Q.31) Under what name is MTNL marketing its GSM based mobile telephony?
(1) Swarna (2) Dolphin (3) Speed (4) Vayu (5) None 0 f these

Q.32) Which of the following countries has been fully suspended from the Common wealth of Nations after its refusal to announce General Elections which have been due since long?
(1) Pakistan (2) Nepal (3) Fiji (4) Sri Lanka (5) None of these

Q.33) What is the name of the branded petrol with cleansing additives that is being marketed by HPCL?
(1) Power (2) Premium (3) Speed (4) Clean X (5) None of these

Q.34) Under what name is MTNL marketing its CDMA based WiLL service in Mumbai and Delhi?
(1) Dolphin (2) Swarna (3) Garuda (4) Seema (5) None of these

Q.35) Which of the following countries agreed recently to discontinuar efuelling ships in the Indian Ocean for the NATO led coalition in Afghanistan?
(1) Japan (2) Indonesia (3) Bangladesh (4) Pakistan (5) None of these

Q.36) To which business group did the Ambanis of Reliance Group sell their holding in Larsen and Toubro?
(1) RP Goenkas (2) A V Birla (3) Kanorias (4) Mittals (5) None of these

Q.37) Name the brand that was launched and promoted by a famous father-son duo.
(1) ICICI Credit cards (2) Parket Beta (3) Maruti Versa (4) All of these. (5) None of these

Q.38) What is the sub brand of the new car that Toyota is launching in India?
(1) Accord (2) Jupiter (3) C Planet (4) Camry (5) None of these

Q.39) Who amongst the following is the winner of the Mahatma Gandhi International Award for Peace and Reconc iliation 2009 ?
(1) Yukiya Amano (2) Aung San Suu Kyi (3) Bill Gates
(4) Hillary Clinton (5) None of these

Q.40) With which brand would you identify the famous advertising slogan 'Think Different'?
(1) Apple (2) Wipro (3) IBM (4) HCL (5) None of these


ANSWERS:

(1)2 (2)3 (3) 1 (4) 1 (5) 5 (6) 1 (7)5 (8) 5 (9)2 (10)2 (11)3 (12)2 (13)3 (14)1(15)2 (16)1 (17)4 (18)4 (19)5 (20)5 (21)3 (22)4 (23)5 (24)5 (25)5 (26)2 (27)5 (28)4 (29)3 (30)3 (31)4 (32)2 (33)3 (34)1 (35)3 (36)1 (37)2 (38)3 (39)4 (40)3

Vijaya Bank Clerk Exam, 2010
(Held on 7-2-2010)
Reasoning Ability : Solved Paper
1. How many such pairs of digits are there in number ‘36725918’ each of which has as many digits between them in the number as when the digits are arranged in descending order within the numbers ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)

2. What should come next in the following number series ?
6 8 8 1 2 6 8 6 1 2 3 6 8 8 1 2 3 4 6 8 6 1 2 3 4 5 6 8 ?
(A) 6
(B) 1
(C) 4
(D) 8
(E) None of these
Ans : (D)

3. In a certain code PAGE is written as ‘3%7@’, SORE is written as 8©9@. How is ‘PEAS’ written in that code ?
(A) 3@©8
(B) 3@%9
(C) 3@%8
(D) 3%@8
(E) None of these
Ans : (C)

4. If ‘@’ means ‘x, ‘©’ means ‘÷’, ‘%’ means ‘+’ and ‘$’ means ‘–’ then ………
6 % 12 © 3 @ 8 $ 3 = ?
(A) 37
(B) 35
(C) 39
(D) 33
(E) None of these
Ans : (B)

5. In a certain code ‘MOUSE’ is written as ‘PRUQC’. How is ‘SHIFT’ written in that code ?
(A) VKIRD
(B) VKIDR
(C) VJIDR
(D) VIKRD
(E) None of these
Ans : (B)

6. How many meaningful English words can be made with the letters ‘OEHM’ using each letter only once in each word ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (B)

7. Among A, B, C, D and E each scoring different marks in a test, C scored more than D but not as much as E. E scored more than A who scored less than B. Who score third highest marks ?
(A) B
(B) A
(C) C
(D) Data inadequate
(E) None of these
Ans : (D)

8. ‘K’ walked 5 metre towards North, took a left turn and walked for 10 metre. He then took a right turn and walked for 20 metre, and again took right turn and walked 10 metre. How far he is from the starting point ?
(A) 20 metre
(B) 15 metre
(C) 25 metre
(D) 30 metre
(E) None of these
Ans : (C)

9. Pointing to a girl, Mr. Suraj said “she is the only daughter of my father’s son-in-law”. How is the girl related to Mr. Suraj ?
(A) Niece
(B) Cousin
(C) Sister
(D) Daughter
(E) Cannot be determined
Ans : (A)

10. Sneha correctly remembers that her father’s birthday is before 16th June but after 11th June whereas her younger brother correctly remembers that their father’s birthday is after 13th June but before 18th June and her elder brother correctly remembers that their father’s birthday is on an even date. On what date in June is definitely their father’s birthday ?
(A) Sixteenth
(B) Twelfth
(C) Fourteenth or Sixteenth
(D) Data inadequate
(E) None of these
Ans : (E)

11. How many such digits are there in the number ‘37152869’ each of which is as far away from the beginning of the number as when the digits are arranged in ascending order within the number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)

12. How many such pairs of letters are there in the word ‘CONFIRM’ each of which has as many letters between them in the word as in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)

13. ‘KN’ is related to ‘QT’ in the same way as ‘DG’ related to ……….
(A) JN
(B) IM
(C) JM
(D) IN
(E) IL
Ans : (C)

Directions—(Q. 14–16) Following questions are based on the five three-digit numbers given below :
518 849 365 783 291

14. If the positions of first and third digits in each number are interchanged, which of the following will be the second digit of third highest number ?
(A) 1
(B) 4
(C) 8
(D) 9
(E) 6
Ans : (E)

15. If the first digit in all the numbers starting with an even digit is replaced by a number preceding it, then which of the following will be the sum of the first digit of the resulting highest and the lowest numbers ?
(A) 4
(B) 8
(C) 7
(D) 6
(E) 13
Ans : (E)

16. If the positions of the first and the second digits in each number are interchanged, which of the following will be the second highest number ?
(A) 849
(B) 365
(C) 783
(D) 291
(E) 518
Ans : (C)

Directions–(Q. 17–22) Study the following arrangement carefully and answer the questions given below.
Q 9 K # P @ 3 E N S A C ★ G © U M 7 F I V % 4 Z 8 Y

17. If all the numbers are dropped from the above arrangement, which of the following will be the seventeenth from the right end ?
(A) E
(B) P
(C) I
(D) C
(E) @
Ans : (E)

18. Which of the following is the sixth to the left of the fifth to the left of ‘V’ ?
(A) 3
(B) A
(C) N
(D) S
(E) None of these
Ans : (D)

19. Which of the following is the eighth to the right of the fourteenth from the left end of the above arrangement ?
(A) V
(B) 4
(C) %
(D) E
(E) None of these
Ans : (C)

20. Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group ?
(A) IM%
(B) CNG
(C) 3#N
(D) UGC
(E) GAU
Ans : (D)

21. How many such symbols are there in above arrangement, each of which is immediately preceded by an alphabet and immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three
Ans : (C)

22. How many such vowels are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a consonant ?
(A) None
(B) One
(C) Three
(D) Two
(E) None of these
Ans : (B)

Directions—(Q. 23–28) In each of the questions below are given four statements followed by three conclusions numbered I, II and III. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

23. Statements :
All coins are glasses.
Some glasses are cups.
Some cups are boxes.
All boxes are pins.
Conclusions :
I. Some coins are cups.
II. Some pins are glasses.
III. Some cups are pins.
(A) None follows
(B) Only I follows
(C) Only III follows
(D) Only II and III follow
(E) None of these
Ans : (C)

24. Statements :
Some pens are pencils.
All pencils are caps.
All caps are buses.
Some buses are trains.
Conclusions :
I. Some trains are caps.
II. Some pens are buses.
III. Some pencils are trains.
(A) Only I follows
(B) Only II follows
(C) Only I and III follow
(D) None follow
(E) All I, II and III follow
Ans : (B)

25. Statements :
All shirts are skirts.
All skirts are banks.
All banks are roads.
All roads are brushes.
Conclusions :
I. All banks are skirts.
II. All roads are banks.
III. Some brushes are shirts.
(A) Only I follows
(B) Only III follows
(C) Only I and III follow
(D) All I, II and III follow
(E) None follows
Ans : (B)

26. Statements :
Some fishes are plates.
Some plates are spoons.
Some spoons are plants.
All plants are crows.
Conclusions :
I. Some plates are crows.
II. Some crows are spoons.
III. Some plants are spoons.
(A) Only I follows
(B) Only I and II follow
(C) None follows
(D) Only II and III follow
(E) Either I or III follows
Ans : (D)

27. Statements :
Some eggs are hens.
Some hens are ducks.
All ducks are pigeons.
All pigeons are sparrows.
Conclusions :
I. All ducks are sparrows.
II. No egg is duck.
III. Some sparrows are hens.
(A) Only I follows
(B) Only I and II follow
(C) Only III follows
(D) Only I and III follow
(E) All I, II and III follow
Ans : (D)

28. Statements :
No man is tiger.
No tiger is cat.
Some cats are lions.
Some lions are tigers.
Conclusions :
I. Some tigers are cats.
II. Some cats are men.
III. Some lions are men.
(A) None follows
(B) Only III follows
(C) Only I and II follow
(D) Only I follows
(E) Only II and III follow
Ans : (A)

Directions—(Q. 29–33) In the following questions, the symbols @, ©, $, % and * are used with the following meaning as illustrated below—
‘P © Q’ means P is not smaller than Q
‘P * Q’ means P is not greater than Q
‘P @ Q’ means P is neither greater than nor smaller than Q
‘P $ Q’ means P is neither smaller than nor equal to Q
‘P % Q’ means P is neither greater than nor equal to Q

Now in each of the following questions assuming the given statements to be true, find which of the conclusions I, II, III and IV given below them is/are definitely true and give your answers accordingly.

29. Statements :
K © L, L % O, O @ M, M * N
Conclusions : I. N © O
II. M $ L
III. K * N
IV. L @ N
(A) Only II is true
(B) Only I and II are true
(C) Only I is true
(D) Either I or II is true
(E) None is true
Ans : (B)

30. Statements :
A * B, B $ C, C % D, D © E
Conclusions : I. D $ A
II. B $ D
III. E % C
IV. A @ E
(A) Only I is ture
(B) Only either I or II is true
(C) Only I and IV are true
(D) None is true
(E) Only IV is true
Ans : (D)

31. Statements :
F $ P, P @ R, R © S, S % T
Conclusions : I. R % F
II. S * P
III. P © T
IV. S % F
(A) Only I, II and III are true
(B) Only I and II are true
(C) Only III and IV are true
(D) Only I, II and IV are true
(E) All are true
Ans : (D)

32. Statements :
G % H, H * I, I $ J, J @ K
Conclusions : I. G % I
II. G % J
III. K $ I
IV. H * J
(A) Only I is true
(B) Only II is true
(C) Only I, II and III are true
(D) Only either I or II and III are true
(E) All are true
Ans : (A)

33. Statements :
V @ W, W % X, X * Y, Y $ Z
Conclusions : I. Z $ X
II. Y © V
III. W % Y
IV. Y @ W
(A) Only I and III are true
(B) Only II is true
(C) Only III is true
(D) None is true
(E) Only III and IV are true
Ans : (C)

Directions–(Q. 34–40) Study the following information carefully and answer the questions given below.

A, B, C, D, E, F, G and H are sitting around a circle facing the centre. C is fourth to the left of F who is fifth to right of E. D is third to the right of A who is not immediate neighbour of E of F. B is third to left of H who is not immediate neighbour of E.

34. Four of the following five are alike in a certain way based on their positions in the above sitting arrangement and so form a group. Which is the one that does not belong to that group ?
(A) HFE
(B) DCG
(C) BHF
(D) AEF
(E) CGB
Ans : (D)

35. Who is between D and E ?
(A) C
(B) B
(C) A
(D) Data inadequate
(E) None of these
Ans : (B)

36. Which of the following pairs are sitting between A and D ?
(A) FB
(B) GB
(C) FG
(D) FE
(E) GE
Ans : (C)

37. Who is third to the right of E ?
(A) B
(B) F
(C) D
(D) G
(E) None of these
Ans : (E)

38. Who is to the immediate right of A ?
(A) G
(B) B
(C) F
(D) Data inadequate
(E) None of these
Ans : (A)

39. What is D’s position with respect to B ?
(a) Immediate right
(b) Fourth to the right
(c) Third to the left
(d) Immediate left
(A) Only (a)
(B) Only (b)
(C) Only (b) and (c)
(D) Only (d)
(E) Only either (a) or (d)
Ans : (D)

40. In which of the following pairs is the first person sitting to the immediate left of the second person ?
(A) CH
(B) GA
(C) BD
(D) FG
(E) None of these
Ans : (A)

1. As per the reports of the survey conducted by various agencies jointly, which of the following
countries is adjudged as the ‘Most Favoured Nation’ for back office support to the world’s major multinationals ?
(A) China
(B) South Africa
(C) Singapore
(D) India
(E) None of these
Ans : (D)

2. Which of the following nations is found at the top of the ‘World’s Green, Index’, compiled by various global agencies jointly ?
(A) China
(B) India
(C) USA
(D) Britain
(E) Japan
Ans : (B)

3. The President of India in her first speech in the joint session of the current parliament had said that every family living below poverty line would get 25 kg. of wheat/rice per month at @ Rs. 3 per kg. To achieve this she recommended enacting of which of the following Acts ?
(A) National Rural Employment Guarantee Act
(B) National Agricultural Commodities and Warehousing Act
(C) Indira Gandhi National Old Age Pension Act
(D) National Minimum Wages Act
(E) National Food Security Act
Ans : (E)

4. As per the news paper reports, India is in the process of purchasing some ‘mid-air refuellers’ from a global supplier. These ‘mid-air refuellers’ are being procured for which of the following establishments ?
(A) Indian Airlines and Air India
(B) Indian Air Force
(C) Ministry of Civil Aviation
(D) Pawan Hans
(E) Ministry of Surface Transport
Ans : (B)

5. The Govt. of India announced a special relief package of several thousand crores of rupees for which of the following sections of our society ?
(A) Senior Citizens
(B) Women Employees of Central Government
(C) Farmers
(D) Workers in unorganized sectors
(E) All of these
Ans : (C)

6. The present Lok Sabha is formed after the ……….
(A) 13th general elections
(B) 14th general elections
(C) 15th general elections
(D) 16th genral elections
(E) None of these
Ans : (C)

7. As per the reports published in various newspapers, the number of India’s wireless subscribers has become about 400 million. Which of the following agencies, as a regulator, has published this data ?
(A) Telecom Regulatory Authority of India
(B) MTNL
(C) Department of Telecommunication Services (DTS)
(D) Association of Cellular Service Providers
(E) None of these
Ans : (A)

8. Late Y. S. Rajasekhar Reddy who passed away a few months back was holding which of the following positions ?
(A) Chief Minister of a state
(B) Union Cabinet Minister
(C) Governor of a State
(D) Chief Secretary of a State
(E) India’s permanent Representative in the UNO
Ans : (A)

9. The ‘H1N1’ virus is responsible for the outbreak of which of the following in the world ?
(A) AIDS
(B) Swine Flue
(C) Polio
(D) T.B.
(E) Chikungunya
Ans : (B)

10. Who amongst the following is NOT a member of the present Union Cabinet ?
(A) Ambika Soni
(B) Kamalnath
(C) Rahul Gandhi
(D) Jyotiraditya Scindia
(E) Vilasrao Deshmukh
Ans : (C)

11. Which of the following agencies has estimated that by the year 2015 about a quarter of India’s population will be living in extreme poverty ?
(A) Asian Development Bank
(B) World Bank
(C) U N Economic and Social Council
(D) U N Food and Agricultural Organisation
(E) International Monetary Fund
Ans : (B)

12. The war between Russia and which of the following nations in 2008 is known as ‘August war’ ?
(A) Georgia
(B) Iran
(C) Slovakia
(D) Afghanistan
(E) None of these
Ans : (A)

13. Which of the following is Bank Rate at present ?
(A) 3%
(B) 4%
(C) 5%
(D) 6%
(E) None of these
Ans : (D)

14. India is NOT a member of which of the following organizations ?
(A) SAARC
(B) WTO
(C) BRIC
(D) UNO
(E) OPEC
Ans : (E)

15. Which of the following schemes is launched by the Ministry of Rural Development ?
(A) Mid Day Meal Scheme
(B) Janani Suraksha Yojana
(C) Know India Programme
(D) National Food for Work Programme
(E) None of these
Ans : (E)

16. Almost all Banks in India are running special schemes for providing banking services to rural poor. This concept is popularly known as ……….
(A) Faster Growth
(B) Trade Finance
(C) SME Finance
(D) Investment Banking
(E) Financial Inclusion
Ans : (E)

17. Special emphasis by the Govt. of India on which of the following will certainly improve the performance of the agriculture sector in country within a short span of time ?
(A) Focussed Public Distribution System
(B) Sanitation & Health Services
(C) Rural Employment
(D) Better irrigation facilities
(E) All of these
Ans : (E)

18. The Reserve Bank of India is in the process of selling its stake in which of the following agencies /organizations ?
(A) NABARD
(B) Food Corporation of India
(C) Steel Authority of India Ltd.
(D) Bombay Stock Exchange
(E) None of these
Ans : (A)

19. The market value of all final goods and services produced and/made with the geographical boundaries of a country in a year is known as ……….
(A) Gross Domestic Product
(B) Gross National Saving
(C) Gross Fiscal Deficit
(D) Gross Domestic Capital Formation
(E) None of these
Ans : (A)

20. Organisation of workers in which of the following groups has proved a very effective way of providing micro finance by banks to the rural people and poor in India ?
(A) Self Help Groups
(B) Vriksha Mitras
(C) Shiksha Sevaks
(D) Accredited Social Health Activist (ASHA)
(E) Link Workers
Ans : (A)

21. Which of the following things is done in the Union Budget 2009-10, to help ‘Tax payers’ in India ?
(A) Mobile phones, branded jewellery and leather products will cost less as the Custom duty is reduced on them
(B) Allocation under Rashtriya Krishi Vikas Yojana is increased by 30%
(C) Farm Loan Waiver scheme is extended to 31st December 2009
(D) Fringe Benefit Tax abolished
(E) None of these
Ans : (D)

22. The Government of India has increased its allocation of funds to which of the following schemes by 144% in current union budget, as it has proved to be a very popular scheme amongst the rural job seekers ?
(A) Integrated Rural Development Programme
(B) National Food for Work Programme
(C) Pradhan Mantri Gram Sadak Yojana
(D) National Rural Employment Guarantee Act
(E) None of these
Ans : (D)

23. Which of the following Acts is enacted to help the Union Govt. to manage its budgeted finances and fiscal deficit in a very disciplined manner ?
(A) The Competition Act
(B) The Banking Regulation Act
(C) The Negotiable Instruments Act
(D) Foreign Exchange Management Act
(E) Fiscal Responsibility and Budget Management Act
Ans : (E)

24. Which of the following is NOT a banking related term ?
(A) Discount
(B) Credit
(C) Reynolds Number
(D) Post Dated Cheque
(E) Time Deposit
Ans : (C)

25. Who amongst the following was awarded Rajiv Gandhi Khel Ratna in 2009 ?
(A) Sachin Tendulkar
(B) Abhishek Jha
(C) Saina Nehwal
(D) M. C. Mary Kom
(E) None of these
Ans : (D)

26. Which of the following books is written by Sunil Gavaskar ?
(A) By God’s Decree
(B) Freedom From Fear
(C) Sunny Days
(D) Story of My Life
(E) None of these
Ans : (C)

27. Who amongst the following can never be a winner of the Nobel Prize ?
(A) An Author
(B) A Medical Doctor
(C) An Economist
(D) A Physicist
(E) A world famous Musician
Ans : (E)

28. Which of the following awards is NOT given by the Government of India ?
(A) Bharat Ratna
(B) Padma Vibhushan
(C) Ashok Chakra
(D) Kalinga Prize
(E) All are given by the Government of India
Ans : (D)

29. Which of the following operations is conducted after a gap of every ten years ?
(A) Economic survey
(B) Estimates of Foreign Direct Investment (FDI)
(C) Compilation of Human Development Report
(D) Census of Small Scale Enterprises
(E) General Census
Ans : (E)

30. Which of the following schemes is launched to make Indian cities free from slums in days to come ?
(A) Indira Awas Yojana
(B) Bharat Nirman
(C) Rajiv Awas Yojana
(D) Jawaharlal Nehru National Urban Renewal Mission
(E) None of these
Ans : (C)

31. Which of the following is NOT the name of an irrigation system prevalent in India ?
(A) Sprinkler System
(B) Silage System
(C) Drip System
(D) Furrow System
(E) Canal System
Ans : (B)

32. Deep Joshi was given Raman Magsaysay Award in 2009 for his contribution in the field of ……….
(A) literature
(B) sports
(C) cinema
(D) journalism
(E) rural development
Ans : (E)

33. Which of the following terms is used in the game of Badminton ?
(A) Double Fault
(B) Punch
(C) Follow on
(D) Tee
(E) None of these
Ans : (A)

34. Cashew nut is not produced as a major product in which of the following states ?
(A) Maharashtra
(B) Goa
(C) Uttar Pradesh
(D) Orissa
(E) Andhra Pradesh
Ans : (C)

35. Late Norman Borlaug who passed away recently, was famous for his contribution to which of the following in India ?
(A) Operation Flood
(B) Operation Black Board
(C) Co-operative Movement in Milk production
(D) Green Revolution
(E) None of these
Ans : (D)

36. Which of the following cups/trophies is NOT related with the game of cricket ?
(A) Deodhar Trophy
(B) Irani Trophy
(C) Subroto Cup
(D) Ranji Trophy
(E) ICC Trophy
Ans : (C)

37. Which of the following books is written by Namita Gokhale ?
(A) A Himalayan Love Story
(B) Soul Mountain
(C) A New World
(D) The Last Hero
(E) None of these
Ans : (A)

38. Which of the following taxes is not levied by the Government of India ?
(A) Income Tax
(B) Professional Tax
(C) Excise Duty
(D) Dividend Distribution Tax
(E) Capital Gain Tax
Ans : (B)

39. Which of the following cups/trophies is associated with the game of Lawn Tennis ?
(A) Bomba Gold Cup
(B) Davis Cup
(C) Ranji Trophy
(D) Vizzy Trophy
(E) Nehru Trophy
Ans : (B)

40. Who amonst the following was a famous author and director ?
(A) C. V. Raman
(B) Vijay Tendulkar
(C) Bidhanchandra Roy
(D) Bismillah Khan
(E) Vilayat Khan
Ans : (B)

(GK,General Knowledge, Current affairs,quiz,competitive exams,preparation, objective type question answer)
United Bank of India – General Awareness 2009
1. Very often we see in the advertisements published by Financing Institutes/Agencies stating that their products are given high or average Ratings. These Rating Agencies classify bonds/investments in how many categories ?
1. Low Risk
2. Average Risk
3. High Risk
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

2. As per the reports published in various newspapers/journals etc. the economic map of the world is being redesigned. What is/are the new emerging trends of this new economic map of the world ?
1. With India and Asia at the forefront the centre of economic gravity has shifted to East.
2. Emerging markets, with India among the leaders, are growing faster than old established markets.
3. Central banks of the countries have recognized that case-by-case liquidity solutions are not the answers and a market wide and globally synchronized approach is needed to solve the present crisis.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

3. As per the decision taken by the Govt. of India, the exporters of which of the following products to USA and European countries will get an incentive of 2% on their exports ?
1. Leather goods
2. Garments
3. Software
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2 only
(E) All 1, 2 and 3
Ans : (D)

4. Which of the following is/are the key features of Indian Economy which were highlighted during the presentation of the Interim Budget 2009-10 ?
1. Despite global financial crisis the GDP growth rate in current financial year has been 7•1 per cent.
2. Indian economy was adjudged as second fastest growing economy in the world
3. A provision of Rs. 100 crores is made in the annual plan 2009-10 for setting up Unique Identification Authority of India.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

5. Many a times we read a term in financial news papers ‘SEPA’. What is the full form of the term ?
(A) Single Exchange Processing Agency
(B) Single Euro Payments Area
(C) Single Electronic Processing Agency
(D) Super Electronic Purchase Agency
(E) None of these
Ans : (B)

6. As per the newly launched ‘Indira Gandhi National Widow Pension Scheme’ a monthly pension will be given to the widows. What will be the amount of the pension ?
(A) Rs. 200
(B) Rs. 400
(C) Rs. 600
(D) Rs. 800
(E) None of these
Ans : (A)

7. As per the decision taken by the Govt. of India all the Public Sector Banks (PSBs) will be recapitalised over the next two years so that they can maintain a Capital Adequacy Ratio (CAR) of ……….
(A) 9%
(B) 12%
(C) 11%
(D) 22%
(E) None of these
Ans : (B)

8. As per the Industrial Development Report 2009 India’s rank in Industrial Development was 54 on the Development Index. Which of the following organizations/agencies compiles Industrial Development Index of the world ?
(A) International Labour Organisation
(B) United Nations’ Industrial Development Organisation
(C) World Bank
(D) World Trade Organisation
(E) The Economic and Social Council of UNO
Ans : (B)

9. As per the news published in major news papers/magazines the International Finance Corporation has offered a loan for providing clean drinking water to 30 lakhs people in rural India. What is the amount of the loan ?
(A) 5 million US $
(B) 10 million US $
(C) 15 million US $
(D) 20 million US $
(E) None of these
Ans : (C)

10. The merger of which of the following two Indian companies took place in recent past which is termed as “Largest ever merger in India’s Corporate History” ?
(A) Nuclear Power Corporation and National Thermal Power Corporation
(B) State Bank of India and its seven associate banks
(C) Hind Aluminium Company and Century Mills
(D) Tata Motors and Ashok Leyland
(E) Reliance Industries and Reliance Petroleum Ltd.
Ans : (E)

11. As per the agreements signed by the Nuclear Power Corporation of India Ltd. (NPCL) and National Thermal Power Corporation (NTPC) a joint Venture will be launched for setting up various Nuclear Power Plants in India. If this is materialized all these establishments will be required to function necessarily under the framework of which of the following existing acts ?
1. Industrial Disputes Act
2. Monopolies and Restrictive Trade Practices Act
3. Atomic Energy Act
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (C)

12. As we all know more and more countries/organizations are now going for Non-Cash Transactions and accordingly Banks have launched many new products in the market for the same. Which of the following products is a non-cash transaction product ?
(A) Only ATM Card
(B) Only Credit Card
(C) Only Prepaid Card
(D) Only Debit Card
(E) All are non-cash transaction products
Ans : (E)

13. The Prime Minister of India while addressing a meeting of top industrialists of India in March 2009 advised the RBI to further cut interest rates. Which of the following is/are the reasons owing to which the Prime Minister who himself is an economist gave this advise to RBI ?
1. All major economies of the world are passing through a crisis situation. Prime Minister wants RBI to take preventive measures to save Indian economy.
2. In India ample liquidity is available in the market but there are no takers.
3. Inflation is at a comparatively low level at present in the country
(A) Only 1
(B) Only 2
(C) Both 2 and 3 only
(D) Only 3
(E) None of these
Ans : (A)

14. As per the reports published in the newspapers India has signed an agreement to supply its Dhruv Advanced Light Helicopter (ALH) to ……….
(A) Mauritius
(B) Bangladesh
(C) Nepal
(D) Zimbabwe
(E) Vietnam
Ans : (A)

15. Which of the following is/are TRUE about the present situation of Sugar Market in India which has undergone a dramatic change in last 12 months ?
1. From being a major exporter of sugar, India is desperately looking for imports today to meet its domestic needs.
2. Domestic prices have spurted by 60-70 per cent with no sign of respite.
3. The present situation is largely due to sharp contraction in cane acreage in the country.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (D)

16. As per the recent reports, the per capita Income of the country has gone up during 2008-09. What is the per capita income at present ?
About ……….
(A) Rs. 15,000
(B) Rs. 33,000
(C) Rs. 40,000
(D) Rs. 23,000
(E) Rs. 53,000
Ans : (C)

17. A major Financial Newspaper while writing about the present status of economy in India wrote “the outlook in the agricultural sector gives room for optimism”. What does it really mean ?
[Pick up most appropriate statement(s)]
1. Agricultural Sector which was not playing any significant role in Indian economy is now growing very fast and significantly.
2. Agricultural sector is not going to play any major role in economy as its progress is still very slow.
3. Govt. will not require to provide any boost up package to agricultural sector as it is likely to be satisfactory this year.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Either 1 or 3
(E) None of these
Ans : (C)

18. While addressing a conference of Bankers and top Industrialists, the Prime Minister made a statement that “Domestic Credit Flow for Productive Needs had to be maintained at a reasonable Cost”. What does it really mean ?
(Pick up the most appropriate statements).
1. Banks should further raise their deposit base and provide very low cost credit to Industry which is badly in need of the same.
2. Banks should neither reduce their lending rates further nor increase the rates on deposits as this may create a critical imbalance in the financial/money market of the country.
3. Banks should see that ample credit is provided to the industries at an affordable cost without diluting the credit norms.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2 only
(E) None of these
Ans : (C)

19. A major financial newspaper recently published a report wherein it is said that “the Govt. was aware of the problems in certain sectors, particularly where Export Dependence was High.’ Keepinggeneral trend of India’s present economic situation in mind how would you interpret the above statement ?
[Pick up the most appropriate statement(s)].
1. The industry which produces mainly for export purposes is not doing well at present and needs Govt. support.
2. The industry which imports raw material and exports processed goods is in very bad shape these days. Govt. wishes to help them so that they can come out of it.
3. Indian exports were never in comfortable situations and this year they are in their worst situation. Govt. knows it but cannot help.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
(E) None of these
Ans : (A)

20. Who amongst the following is an Economist of international fame and was in news recently ?
(A) John Key
(B) Paul Krugman
(C) Nicolas Sarkozy
(D) Mohamed Elbaradei
(E) Mohamed Nasheed
Ans : (B)

21. Which of the following taxes is not levied by the Union Govt. ?
(A) Customs
(B) Corporate Tax
(C) Land Revenue
(D) Income Tax
(E) Surcharge on Income Tax
Ans : (C)

22. Service Tax was introduced in India for the first time in the year ……….
(A) 1990-91
(B) 1991-92
(C) 1994-95
(D) 1980-81
(E) 2000-01
Ans : (C)

23. Which of the following countries launched world’s first satellite for monitoring Greenhouse Gases ?
(A) USA
(B) Britain
(C) Japan
(D) China
(E) India
Ans : (C)

24. Which of the following countries launched its indigenous Satellite ‘Omid’ in February 2009 ?
(A) Spain
(B) Australia
(C) Turkey
(D) China
(E) Iran
Ans : (E)

25. The Govt. of India allowed the Income Tax Department to set up its centralized IT processing centre in ……….
(A) Bangalore
(B) Chennai
(C) Mumbai
(D) Kolkata
(E) Hyderabad
Ans : (A)

26. As per news reports MTNL recently launched it “3G Services” and became the first telecom operator to launch the same in India. What is the full form of ‘G’ in 3G ?
(A) Global
(B) Generation
(C) Growth
(D) Gravity
(E) None of these
Ans : (B)

27. India recently signed an agreement with which of the following countries so that it can import Uranium from it ?
(A) China
(B) Tunisia
(C) Brazil
(D) Taiwan
(E) None of these
Ans : (E)

28. The annual meeting of the world Economic Forum was organized in January–February 2009 in ……
(A) Davos
(B) Brasilia
(C) Washington DC
(D) London
(E) Tokyo
Ans : (A)

29. What is the minimum support price announced by the Govt. of India for Rabi crops of wheat ?
(A) Rs. 900 quintal
(B) Rs. 950 quintal
(C) Rs. 1,000 quintal
(D) Rs. 1,080 quintal
(E) Rs. 1,200 quintal
Ans : (D)

30. Which of the following is/are the highlights of the ‘project Snow Leopard’ launched in recent past ?
1. It is launched to safeguard and conserve India’s unique natural heritage and high altitude wild life.
2. The project is launched to make another hitech permanent Lab on South pole.
3. It is nothing but a project to protect snow leopards found in Himalayan region which is facing the fear of extinction.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
(E) None of these
Ans : (A)

31. Which of the following has now became the Third Largest Economy of the World ?
(A) Brazil
(B) India
(C) China
(D) Japan
(E) Russia
Ans : (C)

32. Ms. Johanna Sigurdardottir has taken over as the first women Prime Minister of ……
(A) Brazil
(B) Iceland
(C) Peru
(D) New Zealand
(E) Tunisia
Ans : (B)

33. Govt. of India has decided to set up two more All India Institute of Medical Sciences (AIIMS) like institutes in near future. These new institutions would be established in ……….
(A) West Bengal and Uttar Pradesh
(B) Haryana & Punjab
(C) Punjab & Tamil Nadu
(D) Tamil Nadu and Andhra Pradesh
(E) Gujarat and Maharashtra
Ans : (A)

34. Duleep Trophy is associated with the game of ……….
(A) Hockey
(B) Badminton
(C) Football
(D) Lawn Tennis
(E) Cricket
Ans : (E)

35. Who amongst the following is the winner of Saraswati Samman 2008 ?
(A) Gulzar
(B) Nida Fazli
(C) Srilal Shukla
(D) Govind Mishra
(E) Lakhmi Nandan Bora
Ans : (E)

36. Who amongst the following is the New Prime Minister of Israel after the general election held there in recent past ?
(A) Lieberman
(B) Tzipi Livini
(C) Shimon Peres
(D) Benjamin Netanyahu
(E) None of these
Ans : (D)

37. Who amongst the following is the highest Wicket taker in the history of cricket ?(Both ODI and Test Cricket)
(A) Wasim Akram
(B) Anil Kumble
(C) Stephan Fleming
(D) Shane Warne
(E) Muttiah Muralidharan
Ans : (E)

38. Which of the following commissions set up by the President of India decides the distribution of tax incomes between the Central and State Govts. ?
(A) Central Law Commission
(B) Pay Commission for Govt. Employees
(C) Administrative Reforms Commission
(D) Planning Commission
(E) Finance Commission
Ans : (E)

39. Who amongst the following became the first Indian to win ‘Golden Globe Award 2009’ ?
(A) Shivkumar Sharma
(B) Anu Malik
(C) Zakir Hussain
(D) A. R. Rahman
(E) None of these
Ans : (D)

40. Sania Mirza won the Mixed Doubles of which of the following tennis matches alongwith Mahesh Bhupati ?
(A) US Open 2009
(B) Australian Open 2009
(C) South Africa Tennis Open 2009
(D) ATP Challenger Tennis Championship 2009
(E) None of these
Ans : (B)

41. We very frequently read about the activities of the Foreign Exchange Market in newspapers/magazines. Which of the following is/are the major functions of the same ?
1. Transfer of purchasing power from domestic to foreign market.
2. Providing credit for financing foreign trade.
3. Power to purchase gold from foreign countries as most of the nations still work on Gold Standards.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2 only
(E) Both 2 and 3 only
Ans : (D)

42. Who amongst the following players won the National Shooting Championship held in January 2009 ?
(A) Abhinav Bindra
(B) Omkar Singh
(C) Gurpreet Singh
(D) Anjali Bhagwat
(E) None of these
Ans : (E)

43. Who amontst the following is the author of the book “Termites in the Trading system” ?
(A) M. S. Swaminathan
(B) Jagdish Bhagwati
(C) Jaswant Singh
(D) M. Chelapati Rao
(E) None of these
Ans : (B)

44. The Govt. of India recently introduced Money Laundering Bill 2009. Under the bill which of the following agencies is empowered to search the premises after the offence is committed and a case is filed ?
(A) Income Tax Department
(B) Vigilance Department of the Reserve Bank of India
(C) Enforcement Directorate
(D) Central Bureau of Investigation
(E) None of these
Ans : (C)

45. Which of the following is/are the components of the Fiscal Deficit ?
1. Budgetary Deficit
2. Market Borrowings
3. Expenditure made from Pradhan Mantri Rahat Kosh
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

46. Which of the following is the Trophy/Cups associated with the game of Hockey ?
(A) Derby
(B) Agha Khan Cup
(C) Merdeka
(D) Vizzy Trophy
(E) Rovers Cup
Ans : (B)

47. Which of the following is not a Welfare scheme launched by the Govt. of India ?
(A) Village Grain Bank Scheme
(B) Sampoorna Gramin Rozgar Yojana
(C) Annapurna Scheme
(D) Midday Meal Scheme
(E) Bharat Nirman Yojana
Ans : (E)

48. Which of the following are the instruments of Credit Control in the hands of the RBI ?
1. Lowering or raising the discount and interest rates.
2. Raising the minimum support price of the major agro products.
3. Lowering or raising the minimum cash reserves maintained by the commercial banks.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3 only
(E) Both 2 and 3 only
Ans : (C)

49. Who amongst the following is the author of the Book “Dreams from My Father : A Story of Race and Inheritance” ?
(A) Barack Obama
(B) John Evans Aatta Mills
(C) Nelson Mandela
(D) Danny Boyle
(E) None of these
Ans : (A)

50. Which of the following programmes was launched to further improve the facilities of irrigation in rural India ?
(A) National Social Assistance programme
(B) Construction of Kiosks for poors
(C) Sampoorna Grameen Rozgar Yojana
(D) Annapurna Scheme
(E) National Watershed Development Programme
Ans : (E)

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